10 x Provincial Business Development Officer – Agri Bank

Agri Bank

The successful candidates will be responsible for assisting in spearheading the Bank’s participation in national development programs within the Province allocated in line with Government policy, initiatives and directives in the agriculture space.

The position demands a self-starter, innovative, dynamic and self-driven person who is able to develop business at the provincial level and contribute to the Bank’s lending book. The individual must have capacity to identify business opportunities In the agriculture value chain specific to the area and conceptualize winning strategies to exploit these opportunities. Incumbent will work hand in glove with the Business Development Manager to achieve and drive the Bank’s vision.

Duties and Responsibilities

  • Assist in the acquisition and development of profitable relationships at provincial level on both commercial and development scales to contribute towards the achievement of the bank’s overall strategy.
  • Work closely with Government departments involved in agriculture projects and leverage any opportunities that arise with a view to capacitate and develop small holder farming communities.
  • Optimize service processes and systems, as well as tracking customer performance on a regular basis.
  • Oversee and manage the entire credit application process, right from loan origination up to disbursement in conjunction with the credit department.
  • Review and assess loan appraisals to evaluate clients’ creditworthiness.
  • Manage credit risk and provide independent oversight of the Bank’s portfolio,
  • Manage post disbursement activities and monitor partial disbursement cases,

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  • Manage debt settlements and loan renewals through regular engagements with clients,
  • Provide regular reports & contribute to strategic reports through regular updates on all provincial activities (operational and business).

Qualifications and Experience

  • A Degree in Agriculture, Agronomy, Business, Accounting or Agricultural Economics.
  • A pest graduate qualification in Credit Management is an added advantage.
  • At least 5 years’ relevant experience in bank lending, with 3 years at a supervisory level,
  • Experience with credit analysis including use of applicable financial analysis tools.
  • High-level analytical skills.
  • Advanced knowledge of accounting software/computer based banking operations.
  • In-depth knowledge of continually evolving credit scoring and Financial services products.
  • Good understanding of lending procedures.
  • Excellent communication & interpersonal skills for negotiation and reconciliation.
  • Exceptional attention to detail and report writing.

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Interested candidates should submit applications, accompanied by a detailed resume by no later than 4  July 2022. All applications should be emailed to: careers@afcholdings.co.zw clearly indicating the position you are applying For as your e-mail subject reference.

To apply for this job email your details to careers@afcholdings.co.zw

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