CREDIT RISK OFFICER – Empower Bank

  • Permanent
  • Zimbabwe

Empwer Bank

To assess and inspect lending procedures that mitigate the bank’s risk and recommend appropriate action

Duties

1. Appraising and recommending lending decisions and recommending appropriate action in
accordance with the Credit Policy

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2. Review all loans approved by Retail and Credit departments for compliance with policies and
procedures
3. Assesses risk on individual loan applications
4. Calculates and recommends to Head Risk monthly loan provisions in line with regulations
5. Checks all loans in arrears at Retail and Credit Departments for compliance with rules and
regulations
6. Gathers market intelligence to external risks that can have an adverse impact on Credit portfolio and
recommends the appropriate action
7. Reviews system reports for adherence to Credit Policy daily
8. Reviews action taken on loans in arrears under Retail and Credit Departments

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9. Follow-up on non-performing loans >90 days in arrears handed over to Risk for recovery
10. Reviews and maintains models for IFRS 9 (Credit Provisioning) and calculates monthly provisions
for Expected Credit Losses (ECL)
11. Inspects branches and carries out credit operational risk assessments (ORSA) on an ad-hoc basis

Qualifications

– Degree in Banking & Finance / Economics or related business degree

– Minimum of TWO years Credit Risk experience in a financial institution

Application Procedure

All applications addressed to hr@empowerbank.co.zw must be recieved no later than 29th July 2022 clearly indicating CREDIT RISK OFFICER on the subject line.

Copies of academic and professional qualifications must accompany all applications
***** NO CHANCERS ****

To apply for this job please visit empowerbank.co.zw.

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